The Five-Fold Purpose is to:
Learn financial responsibility and gain financial peace.
Learn how to consume less, avoid debt, and fix your credit score.
Learn the importance of budgeting, discipline, and self- denial.
Know what drives you to overspend.
Integrate ways to change your spending habits.
The foundation scriptures are:
Wealth and riches shall be in his house; and his righteousness endureth forever. --Psalms 112:3
The rich ruleth over the poor, and the borrower is servant to the lender. --Proverbs 22:7